Members
In-network and Out-of-network
My company has chosen a health insurance program that utilizes a PPO network. A PPO network is a group of physicians, hospitals, and other healthcare providers that have agreed to discount their charges in consideration of patients being financially incented to seek services from them. To that end, if you utilize an “In-Network” provider, your benefits will be maximized. Your claims will be paid at the highest benefit level available in your insurance plan. Conversely, if you chose to go to an “Out-of-network” provider, your benefits and the amount paid for your claims will be reduced.